Title: June 30, 2003
Author: Bill Julian
Last saved by: Dan
Company: Julian Professional Services, LLC

January 1, 2003

CERTIFIED MAIL RECEIPT # XXXX XXXX XXXX XXXX XXXX
CREDITOR NAME HERE
ATTN: Internal Financial Auditor
123 RIPOFF LANE 
ANOTHER TOWN, TX 54321

RE: 	Loan Account No. 123456789 
ACTUAL NOTICE OF ORIGINAL NOTE FULL DISCLOSURE & 
PRODUCTION OF ORIGINAL DOCUMENTS

Dear Internal Financial Auditor:

It has come to our attention after consulting with our client, speaking with a CPA, and researching U.S.C.A., the C.F.R., Anderson’s U.C.C., S.E.C. Regulations and specific Federal Reserve Bank Publications, that there is good reason to believe that CREDITOR NAME HERE may not be “Holder in Due Course” of the original promissory note(s) agreement(s).

Therefore, we hereby give ACTUAL NOTICE OF ORIGINAL NOTE FULL DISCLOSURE & PRODUCTION OF ORIGINAL DOCUMENTS. Notice unto Principal is Notice unto Agent and Notice unto Agent is Notice unto Principal.  We request CREDITOR NAME HERE provide us with certified and verified (under oath) copies of the original Note(s) and documents wherein the following six (6) elements concerning the terms and conditions are clearly stated:

1) The borrower is prohibited from repaying any party, other than the party that provided the capital that funded the alleged loan. 

2) That the borrower is strictly prohibited from making any payments to anyone who did not provide any capital that would have funded the loan.

3) The borrower is required to repay the alleged loan using the same species of money, money equivalent or credit according to Generally Accepted Accounting Principles (hereinafter     “GAAP”), that CREDITOR NAME HERE used to fund the alleged loan or similar instrument, thus, ending all interests and liens.

4) CREDITOR NAME HERE follows (GAAP) pursuant to 12 USC §1831n (a).

5) CREDITOR NAME HERE is required by law to fulfill its part of the original loan agreement by purchasing the alleged borrower’s promissory note using a check or similar instrument.

6) CREDITOR NAME HERE never accepted, received or deposited anything of value from the alleged borrower that would have been used to fund a check, credit or similar instrument of approved amount of the alleged loan.

We are concerned that an undisclosed deposit was made with CREDITOR NAME HERE, and that your Independent CPA Financial Auditor failed to protect my client in this transaction. In order to prevent any deception, misrepresentation, or concealment, we are requesting that you forward the portion of the original promissory note agreement with these six (6) elements to satisfy and complete:

A. Adequate Assurance of Due Performance
B. That the proper party is to be repaid their money
C. That a theft of any party has not occurred
D. That my client was provided, Full Disclosure, Adequate Consideration, and a Mutual Understanding of all material facts in the original transaction if you cannot or refuse to provide the portion of the original promissory note(s) agreement(s) with these six (6) elements within thirty-days (30), please explain why.

In addition I am requesting copies of the following documents certified and verified (under oath) for authenticity:

1.	Form 1035 Custodian of Documents attached or associated with my client’s original promissory note and/or name and address of said Custodian
2.	Form 1099 Original Issue Discount for each year as holder in possession of the original note
3.	All escrow title confidential communications
4. 	The original promissory note(s) associated with the above loan numbers (front & back)
5. 	The allonge, front & back, affixed to the original promissory note(s) for endorsements
6. 	The deposit slip(s) for the deposit of my promissory note(s) associated with the above loan numbers
7. 	All bookkeeping journal / account ledger entries associated with my promissory note agreement(s) and loan numbers
8. 	Certified copies of cancelled checks issued by CREDITOR NAME HERE in payment of said promissory note(s) and security instrument(s).

Please send all requested documents within thirty-days (30) to honor your obligation in the original transaction, and again if you cannot or refuse to do so, please explain why. 

Thank you for responding in a timely manner.

Sincerely,

John Henry Doe